At Least 1,532 Chicago Homes Sold for $100,000 or Less in 2025. Lenders Wrote 289 Mortgages That Size.

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We put the federal mortgage record next to Cook County’s deed record for 2025. At least 1,532 homes sold at or under $100,000; lenders wrote 289 purchase mortgages that size in the whole city. In West Englewood, 124 such homes sold and four small purchase mortgages were written. Corrected September 30, 2026: the first count was incomplete and included parking spaces.

The New Federal Housing Law: Four Provisions That Reach Chicago, Measured Against Our Records

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The 21st Century ROAD to Housing Act (Public Law 119-101) became law on July 11, 2026 without the president’s signature. We set four parts of it against the county’s deed file, the federal mortgage record, the city’s permit file and its inspection record. The small-mortgage sections match Chicago’s records most closely; the deed record can say little about the investor ban. Corrected September 30, 2026, against the enacted text.

Who Is Buying Chicago? The Buyer’s Name on 245,849 Deeds: Companies Bought 13 Percent of Homes and 46 Percent of Those Resold Within Two Years

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Companies bought 13 percent of the Chicago homes sold from 2018 through 2022 and 46 percent of the ones resold by their buyers within two years. The buyer names on 245,849 recorded sales, sorted: single-building condominium buyouts, house-by-house buyers, a nonprofit receiver and a relocation firm. Recomputed September 30, 2026, with five corrections to the July version.

Chicago’s Tax Rolls Show 7,875 Fewer Two-to-Six-Flats Than in 2006. Of the 13,049 Parcels That Left the Count, 6,208 Are Now Classed as Single-Family Houses.

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Cook County’s tax rolls show 7,875 fewer two-to-six-flats in Chicago than in 2006. Of the 13,049 parcels that left the count, 6,208 are now classed as single-family houses, 2,729 as vacant land, and 2,084 were retired with condominium units recorded within 12 meters of the same spot. In higher-priced areas most are now houses; in lower-priced areas most are vacant land. Recomputed September 30, 2026, with corrections to the July version.

Where Chicago’s Gentrification Signals Are Active: East Garfield Park, New City and North Lawndale Show Four of Five. Logan Square, Avondale and the Lower West Side Show None.

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Five market signals scored from public records in all 77 Chicago community areas: house prices, two-to-six-flat prices, company buyers, new-construction permits and new business licenses. Three areas west and south of downtown show four of five; Logan Square, Avondale and the Lower West Side show none. Recomputed September 30, 2026, on the county’s updated sales file, with a correction to the company-buyer share.

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